System
All persons and companies are subject to the Recovery and Collection sections of the Swiss federal law on bankruptcy and insolvency (SchKG). The law provides a quick procedure to collect due debts. Depending on whether the debtor is registered in the commercial register, the procedure can result in bankruptcy of the debtor or in the seizure (levy of the execution) of the assets of the debtor (enforced collection and recovery).
Enforced collection and recovery
Independent of whether the debtor is registered in the commercial register, the enforced collection and recovery procedure has to be initiated with the Debt Enforcement Office (Betreibungsamt) at the domicile of the debtor.
Default summons / Payment summons
The Debt Enforcement Office issues a payment summons or default summons to the debtor. The debtor can file an objection against the summons (Rechtsvorschlag) within ten days.
Here you get further information on enforced collection and recovery: